Real estate appraisal services for homeowners in the city of San Antonio and Bexar County

The top reasons Texas homeowners need CFB Appraisal:

To get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
To challenge your property tax assessment in Texas
To lower their mortgage payments by removing PMI
To reinstate your Home Equity Line of Credit (or HELOC)
Review another appraiser's report for verification
In the case of a divorce in the state of Texas, when real estate property needs to be divided
Settle an estate in Texas by determining the true market value of a property


	Own a home in or near San Antonio, Texas and need help determining the price of it? Contact CFB Appraisal.

We at CFB Appraisal understand the particular needs of a homeowner looking for appraisal services. Our business practices and reporting formats are relatively routine to our business clients like banks, attorneys, and accountants. As our valued client, we'll be sure you get extra guidance and explanations through the appraisal process to understand what we do and how we document the results of our analysis.

Pre-listing Services/For Sale by Owner

Since you have an emotional attachment to your home, it's often very hard to be objective about it. Professional appraisers, like the ones at CFB Appraisal, are objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is a crucial negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your house will attract buyers. It gives you something tangible to show your buyer. The appraisal is an independent third party's opinion of your property's value, not just how much you think your house is worth. Interested buyers know that you have an emotional attachment to your house and will be far more likely to give credibility to an expert appraiser's value judgement than yours.

Challenge a property tax assessment

Your local tax assessor may have your home overvalued if you live in a region that's going down or is not appreciating as much as other houses close to yours. This only means you are most likely paying higher taxes than you should be paying. The faster you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal from CFB Appraisal is your #1 weapon when challenging your property tax assessment.

PMI Removal Appraisals

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a preferred money saver for homeowners. Once your mortgage loan is down below 80% of the value of your property, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. CFB Appraisal is seasoned in helping people just like you delete unneeded PMI insurance.

Recently got a freeze to your HELOC?

If your property is near a declining area, your lender may just choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be damaging to your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow point of view. CFB Appraisal can help you reinstate your HELOC.

We Also Offer Field and Desktop Appraisal Review Services

Would you prefer a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you desire a seasoned professional to double-check your appraisal for accuracy? An appraiser from CFB Appraisal can go out and check the subject and comps in a field review. If you're in a rush, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? CFB Appraisal can help you with that. Even though most review work is commissioned by lenders, homeowners suspecting they've been the victim of mortgage fraud are wise to get a second opinion.